Buying now and paying later.
When you need to buy something, you don’t want to wait. With PayPal Credit, you can enjoy special financing offers like this one: No Payments + No Interest if paid in full in 6 months on purchases of $99 or more. Buying with the power to pay as you choose and still enjoying the security and reliability of PayPal...now that’s magic
Interest will be charged to your account from the posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months. Subject to credit approval. See terms.
Get a credit decision in seconds
Answer 2 quick questions: your birth date and your Social Security number. You’ll know within seconds if you are approved. PayPal Credit will automatically be added to your PayPal account.
No Annual Fee
The comfort buying now and paying over time right from your PayPal wallet has the added benefit of no annual fee. The Annual Percentage Rate (APR) is 19.99% and the Minimum Interest charge is $2.00.
Easy account management
Whether you are on your computer or on your mobile device, PayPal Credit gives you the flexibility to check your statements, make payments and more right from your PayPal account.
No Payments + No Interest if paid in full in 6 months on purchases of $99 or more.
The best time to pay is when it’s right for you. So, when you check out with PayPal and choose PayPal Credit, look for special financing offers to help you get what you need, when you need it, and pay for it over time.
Budgeting made simple with set monthly payments up to 36 months.
Easy Payments with PayPal Credit lets you get what you need, when you need it, and budget your payments as you go. You choose the monthly payment amount or length of time that works for you. You can even set automatic monthly payments, so all that’s left to do is enjoy your purchase.
Available at participating retailers. Offer varies by merchant. See terms.
The flexibility, convenience, security and enjoyment of PayPal and PayPal Credit gives you the best shopping experience around. That’s the magic of more time.Apply Now